"I'm not a businessman—I'm a business, man."

Help us build a better bank for creators.

Your favorite digital creators - the ones you follow every day on YouTube, Instagram, TikTok or Twitch - aren't just extraordinarily talented personalities and community builders.

They're also businesses.

That means they have business needs- managing revenues, expenses, savings, credit, banking. We're building products that help creators spend less time worrying about finances so they can focus on creating.

Read about us in the press here.

<aside> đź”® Open Positions


Life at Karat


Will has the most complicated board games. Eric usually loses and gets the rules wrong.


We design some pretty cool charge cards for creators. Here's a Pokemon themed one!


On the other hand, Eric does usually win at Super Smash Brothers Melee!


Yes, we filmed our YC application in a bathroom. It actually had the best sound quality of all the rooms

LA food scene.jpg

We're distributed, but get together for food whenever and wherever we connect!